Stash Privacy and Security Statement

This Privacy and Security Statement explains how we collect, disclose and otherwise process your personal information securely as required by legislation and applicable Regulations. Acceptance of these terms is voluntary, but is a requirement for the activation and servicing of the App. If you do not accept these Terms, then we cannot activate and service your Product.
These terms and conditions govern the Tax-Free Investment and the use of the App and should be read in conjunction with Stash Tax-Free Investment Terms and Conditions and the Stash Application Terms.
In terms of the Protection of Personal Information Act we are required to:

You hereby authorise us and our service providers, as long as required and potentially after your death, to:

The App collects the personal information you provide when you download and register. Registration is mandatory in order to be able to use the basic features of the App. When you register and use the App, you generally provide:

In addition, the App may collect certain information automatically, including, but not limited to, the type of phone you use, your cellphone's  unique device ID, the IP address of your phone, your operating system, the type of mobile Internet browsers you use, and information about the way you use the Application.
We may use GPS technology (or other similar technology) to determine your current location to determine the city you are located. We will not share your current location with other users or partners. If you do not want us to use your location for the purposes set forth above, you should turn off the location services for the mobile application located in your phone’s settings. 
Optionally, we may use fitness data to determine the number of steps you take (and distance), the calories burned, the time spent doing activities.

Your privacy is important to us

We, our holding company, our subsidiaries, and its subsidiaries treat personal information collected as private and confidential.

We collect and process personal and other information to

We are committed to providing you secure access to our online services.
We need to collect and process personal or other information to:

Before we share your information for any other reason, we will ask for your permission.

Third parties

We engage other entities to provide managed services to us. When we do this, they have to agree to our privacy policies if they need access to any personal information to carry out their services.

When we may reveal personal information without consent

We will not reveal personal information to anyone outside or certain of our service providers without your permission, unless:

Storing personal information

We store personal information collected through our App securely and no outside entity can gain unauthorised access to it.

Cookies

We use cookies on our App. A cookie is pieces of text that are saved on your device browser when you use our App. The cookie is sent back to our server each time you visit our App. Cookies make it easier for us to give you a better experience online. You can stop your browser from accepting cookies, but if you do, some parts of our Apps or online services may not work. We recommend that you allow cookies.

Our security practices

We are committed to providing reasonable secure online services. All use of our App and transactions through it are protected using international good standards. Our systems are protected   to guard against intruders. Only authorised individuals can gain access to your information. We have also used independent security experts to test our system security.
You must read the security tips and updates on our App regularly to make sure that you benefit from our security practices.

Personal use of emails and notice about checking on emails

Our communication and information systems are for business use. However, we realise that our employees occasionally use our systems for personal use. Personal use includes sending or receiving personal emails within or outside Liberty. We do not accept responsibility for the contents of personal information sent by our employees using our systems. Please note that we reserve the right to intercept, check on and delete any communications created, stored, sent, or received using our systems, according to relevant laws.

You have the right to object to the processing of your personal information

You may ask us to update, correct or delete your personal information.
Should you believe that we have utilised your personal information contrary to applicable law, you will first resolve any concerns with us. If you are not satisfied with such process, you have the right to lodge a complaint with the information regulator.

We will provide your personal information to any other entity within the Liberty Group where you have a relationship, or have applied for a product or benefit from, such entity. This information will be provided for the administration of your products or benefits.
If we are involved in a proposed or actual merger, acquisition or any form of sale of some or all its assets, we may use and disclose your personal information to third parties in connection with the evaluation of the transaction. The surviving company, or the acquiring company in the case of a sale of assets, would have access to your personal information which would continue to be subject to this notice.

We store your personal information securely

We provide physical, electronic, and procedural safeguards to protect information we process and maintain. For example, we limit access to this information to authorised employees and contractors who need to know that information to operate, develop or improve our App. Although we endeavour provide reasonable security for information we process and maintain, no security system can prevent all potential security breaches.

Privacy and security statements that apply to specific online services

Different online services or businesses of Liberty may have their own privacy and security policies.

Personal use of emails and notice about checking on emails

Our communication and information systems are for business use. However, we realise that our employees occasionally use our systems for personal use. Personal use includes sending or receiving personal emails within or outside Liberty. We do not accept responsibility for the contents of personal information sent by our employees using our systems. We reserve the right to intercept, check on and delete any communications created, stored, sent, or received using our systems, according to relevant laws. General
By using the App, you are consenting to our processing of your information as set forth in the Privacy and Security Statement.
We may amend these terms from time to time. Your continued us of the Product and App is your agreement to these new terms. These are available on our website.
The invalidity, illegality, or unenforceability of any of the clauses in these Terms will not affect the validity, legality, and enforceability of the remaining clauses of these Terms. Your acceptance of these terms extends beyond your death.

Contact us

If you have any questions regarding privacy while using the Application, or have questions about our practices, please contact us via email at hello@stash.co.za or at 0860 456 789.